Personal insurance solutions
Personal Insurance
Personal Insurance provides financial protection for individuals and families against unexpected events and risks, including insurance coverage for your car, ATV, boat, renter’s insurance, and more. By safeguarding personal assets, health, and income, these policies ensure peace of mind by mitigating financial losses from accidents, illnesses, property damage, or other unforeseen circumstances.
Personal Insurance Types
Personal Auto Insurance
Personal auto insurance covers financial losses from owning and driving a vehicle. It includes liability, collision, and comprehensive coverage, with optional protections like uninsured motorist and medical payments. Review your policy to ensure it fits your needs.
Motorcycle, ATV, RV Insurance
In Pennsylvania, insurance for ATVs, motorcycles, and RVs offers specialized coverage for accidents, damage, theft, and liability. These policies are separate from standard auto insurance and tailored to each vehicle type.
Boat Insurance
Boat insurance isn’t required in Pennsylvania for private recreational boats, but it’s highly recommended. It offers financial protection for accidents, damage, theft, and liability—covering the vessel, owner, and passengers on lakes, rivers, and other waterways.
Renter's Insurance
Renter’s insurance protects tenants by covering personal belongings, liability, and living expenses after a covered event while renting a home or apartment.
Personal Coverage Types
Liability
Protects you if you’re legally responsible for injuries or property damage to others, covering legal fees, medical bills, and related costs.
Uninsured/Underinsured Motorist (UM/UIM)
Covers your medical expenses and damages if you’re in an accident caused by a driver with little or no insurance. This protection helps bridge the gap when the at-fault driver can’t fully cover your losses.
Medical Payments (MedPay)
Helps pay for medical expenses for you and your passengers after an auto accident—regardless of who is at fault. This coverage offers peace of mind by covering costs like hospital visits, surgery, and ambulance fees.
Personal Injury Protection (PIP)
Covers medical expenses, lost wages, and other related costs for you and your passengers after an accident—no matter who’s at fault. PIP offers broader protection to help you recover faster and with fewer financial setbacks.
